Category: Uncategorized
Should We Both Check Our Credit Scores?
“Caryn” asks:
My question is this, the site is requesting my credit scores from the three credit bureaus. But what about my fiance’s credit scores? I’m sure those are important if we are buying a house together? Thanks!
Hopefully you have checked both your credit scores. Whichever one of you has the strongest income will likely be considered the borrower, and the other person will be the co-borrower. Keep in mind that if one of you has strong scores and enough income to get the loan alone, you do not need both apply. (You can still hold title together, and there will be paperwork for the other person to sign.)
